The Secret to Living Well on $40,000 a Year

I read this very interesting article on Yahoo!  Two great tips he gave in the article are:  Live below your means (not within your means) and giving yourself a 24hr breather before purchasing something.  Trully enjoyed it and is helping me with my new experiment of not shopping.  So far, I have been doing WONDERFUL!  I just knew that I would have broken down by now.  But NOPE!!!  Still staying strong and enjoying very much saving a little bit of change.

What's the hardest financial rule for you to follow personally?
Living below my means is the toughest rule for me to follow. There are so many temptations — Madison Avenue spends billions of dollars each year to get our money — and sometimes I want to buy things I know I should not. When this occurs, I allow myself a 24-hour breather and, if I still feel strongly about buying that object after this time, I will discuss it with Tracy. The great thing is, after I let the emotional aspect have time to go away, my more rational side speaks to me and I make a sound decision.

Enjoy the full article: 
http://finance.yahoo.com/banking-budgeting/article/113561/secret-living-well-40000-Year-usnews